Benefits Administration

Public Service Center
250 4th Street S., Room 100
Minneapolis, MN 55415
Ph: (612) 673-3333                         Fax: 612-284-7989
benefits@minneapolismn.gov
 

Medical Insurance


Medica Customer service: (952) 945-8000 or 1-800-952-3455

Enrolling in a Medical Plan

Most regular, full-time employees may enroll for benefits the first of the month following 30 days of employment. Waiting periods and participation start dates can be found in the policy or collective bargaining agreement governing your employment.

Because of the Affordable Care Act, there are newly eligible employees able to enroll in the City of Minneapolis medical plan and the HRA/VEBA. Plan and enrollment information will be provided if applicable. If you have questions on your eligibility for the medical plan, please contact the Benefits Office.

Plan Design

The City’s medical plan is insured by Medica. There is one plan design with a choice of three provider networks. The medical plan offers a wide range of covered services including physician and hospital services and prescription drugs. 

Network Information

When you enroll, you must select one provider network from the three available options. Medica Elect and Medica Essential are smaller networks that require you to designate a primary care clinic from participating care system and get a referral for any care you receive outside that care system. Medica Choice Passport is a large network that does not require referrals within the network. Generally speaking, you can’t change networks once you are enrolled, so it’s important to choose the best network for your needs. 

Medica Elect and Medica Essential

The Medica Elect and Medica Essential are two different provider networks, but both have these features:

Medica Choice Passport

Consider selecting Medica Choice Passport if it’s important to you to be able to see a wide range of providers without a referral. Greater flexibility makes this network a more expensive option.

For more information on your plan and network options, review the Health Plan Resource Website.

Monthly Premiums for 2016

2016 medical rates

Premiums for medical insurance will be deducted from the first and second paycheck of each month. For example, if you are enrolled in Medical Essential Wellness with Family Coverage with a premium of $159.00/month, you will have $79.50 deducted from the first and second paycheck of each month.

Changing Your Medical Plan Elections

You can change plan elections during open enrollment or if a change in status occurs.

HRA/VEBA Accounts

All of the City plans include employer contributions to a Health Reimbursement Arrangement Plan (HRA) that is funded by a “voluntary employees’ beneficiary association” (VEBA) trust. The HRA/VEBA is designed to offset out-of-pocket costs for deductibles and coinsurance. Learn more about HRA/VEBA accounts.


Certificate of Coverage - Medica Elect/Essential

Certificate of Coverage - Medica Choice

As part of the Patient Protection and Affordable Care Act (PPACA) employers are required to provide a standard Summary of Benefits and Coverage for each plan.  These documents are listed below.

Summary of Benefits and Coverage - Medica Choice

Summary of Benefits and Coverage - Medica Elect

Summary of Benefits and Coverage - Medica Essential

 

Last updated Mar 20, 2016